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Mortgage Consultants:

Timothy Stull

Over 30 Years Experience

Fight Back Against Predatory Lending

Fighting Back

Are you a victim of predatory lending? You may be able to take legal action against the mortgage company. These predatory lenders should be brought to justice.

This type of action can be very helpful for you as the homeowner. During the legal proceedings, you will most likely be able to stay in your house. This process can often take a year or more. Even better, many attorneys will not even charge you for these services.

FreshStart-MortgageSolutions has connections with experienced law firms that can help you fight back against predatory lending schemes and allow you to stay in your home. Please complete the short form below for additional information. You will receive a phone call from one of our mortgage consultants.

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What is Predatory Lending?

In communities across America, people are losing their homes and their investments because of predatory lenders, appraisers and mortgage brokers who:

  • Sell properties for much more than they are worth using false appraisals.
  • Encourage borrowers to lie about their income, expenses, or cash available for downpayments in order to get a loan.
  • Knowingly lend more money than a borrower can afford to repay.
  • Charge high interest rates to borrowers based on their race or national origin and not on their credit history.
  • Charge fees for unnecessary or nonexistent products and services.
  • Pressure borrowers to accept higher-risk loans such as balloon loans, interest only payments, and steep pre-payment penalties.
  • Target vulnerable borrowers to cash-out refinances offers when they know borrowers are in need of cash due to medical, unemployment or debt problems.
  • "Strip" homeowners' equity from their homes by convincing them to refinance again and again when there is no benefit to the borrower.